Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$168,752$168,752$332,100
Remaining term (yrs)19.319.330.0
Secondary amount$0$163,348$0
Funding fee$844$844$0
Note rate3.960%3.960%7.400%
Blended rate3.960%5.947%7.640%
1st payment$1,039.17$1,039.17$2,299.39
2nd payment$0.00$1,088.99$0.00
Taxes / mo$204.00$204.00$204.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.42
HOA / mo$58.17$58.17$58.17
Total monthly$1,451.34$2,540.33$2,777.98
Cash to close$200,248$36,900$36,900