Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,851$350,851$377,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$26,249$0
Funding fee$1,754$1,754$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.534%7.640%
1st payment$2,233.83$2,233.83$2,610.96
2nd payment$0.00$196.87$0.00
Taxes / mo$142.58$142.58$142.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$75.42
HOA / mo$48.00$48.00$48.00
Total monthly$2,574.41$2,771.28$3,026.97
Cash to close$68,149$41,900$41,900