Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,847$353,847$449,999
Remaining term (yrs)29.029.030.0
Secondary amount$0$96,152$0
Funding fee$1,769$1,769$0
Note rate6.500%6.500%7.400%
Blended rate6.500%7.034%7.640%
1st payment$2,259.64$2,259.64$3,115.70
2nd payment$0.00$721.14$0.00
Taxes / mo$163.92$163.92$163.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,590.23$3,311.37$3,536.29
Cash to close$146,152$50,000$50,000