Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$170,895$170,895$276,300
Remaining term (yrs)23.723.730.0
Secondary amount$0$105,405$0
Funding fee$854$854$0
Note rate3.300%3.300%7.400%
Blended rate3.300%5.093%7.640%
1st payment$863.78$863.78$1,913.05
2nd payment$0.00$702.70$0.00
Taxes / mo$75.08$75.08$75.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.26
HOA / mo$652.00$652.00$652.00
Total monthly$1,740.87$2,443.57$2,845.39
Cash to close$136,105$30,700$30,700