Phillips Property Group - The Brokery
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$355,532$355,532$387,000
Remaining term (yrs)27.027.030.0
Secondary amount$0$31,468$0
Funding fee$1,778$1,778$0
Note rate7.190%7.190%7.400%
Blended rate7.190%7.337%7.640%
1st payment$2,484.63$2,484.63$2,679.51
2nd payment$0.00$236.01$0.00
Taxes / mo$110.67$110.67$110.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.40
HOA / mo$130.00$130.00$130.00
Total monthly$2,875.29$3,111.30$3,147.58
Cash to close$74,468$43,000$43,000